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Stories

Worker claims injury after he quit

January 24, 2023

ACM’s claims examiner was assigned a two-month late report: a post-termination work injury claim. The attorney reported that the claimant fell from scaffolding, two stories off the ground, suffering major injuries. The insured said the claimant did not work on the claimed date of loss, nor did any of their staff, as they are closed… Read More

Categories: work comp fraud Tags: workers' compensation fraud

Surveillance prevents an auto theft claim

October 27, 2022

A senior investigator was doing what he enjoys – personally conducting surveillance on a workers’ compensation claim in Anaheim, California. Always aware of his surroundings, the investigator saw a car stop in the middle of the street. The passenger got out, and it was clear he was particularly interested in the truck behind the investigator…. Read More

Categories: auto insurance fraud Tags: auto fraud

Workers’ comp injuries actually from a previous accident

September 29, 2022

Work Comp Fraud

An ACM senior adjuster received a head and neck injury worker’s compensation claim. The employee, who had only worked for the company for five days, reportedly passed out and fell at work. He claimed headaches, sleep problems and depression were a result of the fall. He denied priors, but the Insurance Services Office showed a… Read More

Categories: work comp fraud Tags: workers' compensation fraud

Insureds’ statements reveal fraudulent smoke and ash claims by PA firm

September 8, 2022

homeowners claims

An adjuster was handling a smoke and ash claim in California, which was reported a year after the claimed wildfire. The inspection found ash in the home, with a cleaning estimate at $5,533.00. The claim was paid. The claim was made by a public adjusting (PA) firm, which stated the cost to clean the home… Read More

Categories: homeowners insurance fraud Tags: homeowners insurance fraud

Claimant tried to get new appliances – for free

August 9, 2022

The insured purchased a homeowners policy in early December 2021 for her newly constructed home. She called the next month to say that someone broke into her home in early January, taking her stove, refrigerator, washer/dryer and a tankless water heater. She said she had not moved in yet. Her cousin noticed the front door… Read More

Categories: homeowners insurance fraud Tags: homeowners insurance fraud

Bogus workers’ comp claim blocked

July 26, 2022

An adjuster was assigned a late report specific arm injury claim by a new employee, who was believed to also be self-employed. She referred the claim to Investigation Solutions. We found social media posts of the claimant’s martial arts. Others showed construction work done just before and after his date of injury. The claimant had… Read More

Categories: work comp fraud Tags: workers' compensation fraud
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Recent Stories

Worker claims injury after he quit

Surveillance prevents an auto theft claim

Workers’ comp injuries actually from a previous accident

Insureds’ statements reveal fraudulent smoke and ash claims by PA firm

Claimant tried to get new appliances – for free

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