A claimant attorney reported the loss, stating the claimant was driving the insured vehicle when it was involved in a hit-and-run, head-on collision. Injuries to head, back, neck and arm were reported.
Our investigation discovered not only the identity of the hit-and-run vehicle, but also that the driver was not listed as an insured driver on the policy (neither was another resident relative). The policy was reviewed by underwriting and coverage counsel, and subsequently rescinded. Potential savings: $15,000.